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4 Bourbong Street East
Bundaberg QLD 4670
07 4153 1722
info@nowa.com.au

NOWA POWER PRODUCTS INTEREST FREE FINANCE

Nowa Power Products Showroom

Nowa Power Products offers competitive Interest Free* Finance Deals. Please contact us for the best available deal for a machine that suits your needs as well as your budget. Customers may apply online for Finance using the link below. The below link will open in a new browser tab.
Our Interest Free* Finance Offering is also available on existing Skye, Lombard and Once credit cards.

Finance ApplicationContact Us

*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged at the time the first debit is charged to your Skye Account and annually on the anniversary of that day. Annual Fee must be paid in full within Interest Free period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your Skye Account. Minimum monthly repayment required. Interest, (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period. View current interest rates. Only available at Skye retail partners. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit License number 247415. FlexiCards Australia is a subsidiary of FlexiGroup Limited.

SKYE FINANCE FAQ

What is an Interest Free Term?

It is a period of time in which you do not have to pay any interest on your Skye purchase. Interest is payable on any balance outstanding after the Interest Free Term at the Expired Promotional Rate applicable to your Skye account.

Who can apply for a Skye Mastercard?

Anyone can apply for a Skye Mastercard® as long as they are;

18+ years old
Earn $25,000+ p.a.
An Australian citizen or permanent resident of Australia
Clear credit file

Are there any extra fees involved?

Yes, fees do apply including a $99 Annual Fee charged at the time the first debit is charged to your Skye Account and annually on the anniversary of that day. Annual Fee must be paid in full within Interest Free period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your Skye Account. Minimum monthly repayment required.

Can I make additional purchases on my Skye account?

Yes. The next time you wish to shop and take advantage of an Interest Free offer at participating Skye retailers, simply have your Customer ID handy, and present this to the sales consultant. Your Customer ID can be found on the back of you Skye Mastercard.

The store will process an additional purchase for you. For all other purchases at non-Skye retailers, simply use your Skye Mastercard to make your purchase to take advantage of 90 days Interest Free and no repayments on every Skye purchase.

What’s the maximum credit limit?

You can apply for a credit limit up to $50,000. Your eligibility for credit is subject to Skye lending criteria and a credit assessment.

Can I access my Skye account online?

Yes – through Skye Self Service. If you haven’t already registered for Skye Self Service, and you’d like to, visit skyecard.com.au and click ‘Login’ to register.

How can I make repayments?

There are three ways that you can make repayments to your Skye Mastercard:

Setting up monthly Direct Debit payments from your nominated bank account
Via BPAY
A one-time payment through Skye Self Service.

When are the repayments due?

The minimum payment for each statement period that you must pay is the greater of:

3.00% of the Eligible Unpaid Balance at the date of the statement; or$30.00. However, if the Eligible Unpaid Balance is less than $30.00, you must pay that amount in full.

You must also pay:

overdue repayments plus the amount (if any) by which the Unpaid Balance exceeds your credit limit; and
scheduled Installment Repayments (if any) you have agreed with Skye at the times agreed with Skye.

How do I know when a payment is due?

An email notice that your statement is available in Skye Self Service will be sent to you two weeks before your minimum monthly payment is due.

You can elect to receive paper statements but please note that there is a $2.50 paper statement fee that is charged for each paper statement we provide you.

What do I do if I can’t make a repayment?

If you are having any concerns or difficulties in making your minimum monthly repayments or immediately paying any overdue amounts, please contact Skye immediately on 1300 115 533.

How do I close my Skye account?

After your Skye account is paid in full, you can request to close your Skye account by contacting Skye on 1300 115 533.

Is there an early payout fee?

Customers who pay out their account before the Interest Free period do not incur an early payment fee. It's completely up to you if you want to pay the loan out sooner or later.

What are the BPAY payment details?

BPAY payments can be made through your financial institution to repay your Skye account.

To make a payment via BPAY you will need the following information;

Skye Mastercard BPAY Biller Code: 287714

Reference Number: You can find your unique Reference Number in the ‘Payments’ section in your Skye Self Service account or on the second page of your statement.

How can I set up a recurring Direct Debit?

To set up a recurring Direct Debit you will need to complete the Direct Debit Request form. You will be able to set up either:

A minimum monthly payment; or
A fixed monthly payment

Please note that Direct Debits can only be set up on a monthly basis. Payments will only be taken on the due date of the account.

If I make a one-time payment will my recurring Direct Debit still occur?

Yes. If you make a one-time payment your recurring Direct Debit payment will still be taken. Once you have set up a recurring Direct Debit, this will automatically be taken on a monthly basis.